Most calculators use one flat growth rate. Reality doesn't work that way. Model halving cycles, set different CAGR for each year, and track exactly when you're free.
Click any year in the table and change its growth rate. Model exactly what you believe will happen.
PROOne-click presets for halving cycles, maturation curves, S-curves, and conservative scenarios.
PROOverride withdrawal amounts for any year. Planning a big purchase? Model it exactly.
PROSee exactly how much BTC you sell each year in retirement — both the ₿ amount and $ value.
PROPortfolio wealth, BTC price (log), CAGR map, and expenses vs portfolio. All interactive.
Accumulation + retirement phases. Inflation-adjusted expenses. Depletion tracking. Status badge.
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